Life as US expats is complicated
We were born and grew up in Italy, we later became US citizens after living many years in the United States. When we decided to actually move back to our original country, we slowly learned that there are a lot of financial and other implications to care about.
So we decided to share all the information we learned along the way, so this journey could be easier for other people.
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US Expat Finance 101
Living abroad as a US citizen involves complex financial considerations. Global taxation requires citizens to report and pay taxes on worldwide income. The Foreign Account Tax Compliance Act...
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How to vote from overseas
Overseas voting can be challenging due to limited information online. Steps to vote from abroad include registering first for an Absentee Ballot via the Federal Voting Assistance Program....
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What happens to US retirements accounts when living abroad
US citizens' retirement planning often involves 401(k)s, Traditional IRAs, and Roth IRAs. This post discusses managing these accounts while residing abroad. Retaining these accounts is feasible, and rolling...
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How US investments are taxed in Italy
US citizens residing abroad should be aware of the taxation of earnings from a US broker in Italy. Capital gains are taxed only in Italy under the tax...
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Banking with Wise for US Expats
Wise is an ideal banking solution for US expats due to its multi-currency account features. With the ability to fund accounts in USD and EUR, fast and free...
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Italian wealth tax: IVAFE
IVAFE, or "Imposta sul Valore delle Attività Finanziarie detenute all'Estero," is a tax on financial assets held abroad by Italian residents, including ETFs. It is paid yearly at...
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Demystifying Direct indexing
In recent years, direct indexing has gained momentum, particularly with the rise of FinTech companies. It represents a newer approach to investing compared to traditional ETFs and mutual...
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How to invest as US Citizen living in Italy
US citizens living in Italy face investing challenges. Italian banks struggle with FATCA compliance, while US brokers require a US address. US ETFs also incur unfavorable taxation. Solutions...
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Managing your bank accounts abroad
Living abroad as a US expatriate? Managing your US bank accounts overseas can be complex. Keep your account for financial connections, future convenience, and credit score maintenance. Maintain...
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How to keep your US mobile phone number as an expat
Moving abroad brings logistical challenges, including maintaining connectivity through your mobile phone for staying in touch, 2-factor authentication, and cost-effective solutions. US Mobile and Google Voice offer affordable...
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